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Senior Management Location:Management Senior Management

Mr. LO Wing Yat KelvinChairman

Mr. Lo is the Chairman of YBN.  He is also the Director and Chief Executive Officer of CIAM, Managing Director of CITIC International Financial Holdings Limited (“CIFH”).  Mr. Lo joined CIFH as Chief Group Counsel in October 1997 and was appointed as the Director in December of the same year.  Prior to joining CIFH, Mr. Lo worked in the Bank of China Hongkong-Macau Regional Office and was a partner of Messrs Kao, Lee & Yip and Messrs Linklaters.  During his legal career, Mr. Lo was specialized in banking and project financing primarily in the PRC. Mr. Lo graduated from the University of Hong Kong and obtained his legal qualification in 1984 as a solicitor of the Supreme Court of Hong Kong and subsequently, as a solicitor of the Supreme Court of England and Wales.

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